2013 / 2014 NSW Workers Comp Rates

workers%20comp1 I often quote approx. Workers Comp Rates to clients and use approx. rates in my planning calculations and it got me thinking â€“ what is the REAL rate? Is there somewhere I can find what the rate should be?Â … and is there somewhere whereÂ I might be able to see different rates applying to slightly different activities and perhaps I can â€œreclassifyâ€ myself and save some workers comp?

I didnâ€™t know, perhaps you already do, but apparently WorkCover NSW issues an Insurance Premiums Order each year in respect of allowable premium charges for various industries.

The link for 2013/2014 premium rates for use after 30 June 2013 is here

If you are at the website link above, the 3^rdÂ PDFÂ download Table A, is a good summary and also includes the small supplementary rates i.e. dust levy etc. The next download has a bit more detail about what types of business would come under that description / code.

As a snapshot for you, with all extra levies, at the very top end we have:

Concrete Construction ServicesÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 13.50%

Cleaning Services (NSW Govt Schools) Â Â Â Â Â Â Â Â Â 12.85%

Logging, Sawmill Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 12.81%

Bricklaying Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 12.06%

In the middle:

Road Freight Long Dist. Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 7.62%

Vegetable Growing Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 6.19%

House Construction Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 5.41%

Non-Res Construction Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 4.10%

And towards the bottom:

Furniture Retail Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 3.20%

Hairdressing Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 1.51%

Bus Admin Services Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 0.61%

And interestingly:

Driving schoolsÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 1.24%

Tattoo services Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 1.22%

Adult Personal Services Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â 2.43%

…Â So they say a hairdresser is more likely to be injured at work than a tattoo artist?Â …Â or a bricklayer is 5 times more likely to be injured at work than someone working in the adult services industry?

Save the link above or a link to this blog as Iâ€™m sure it will come in handy at some point.